Copemish Branch, Copemish (Michigan) 49625, 18075 Cadillac Highway
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##Szablon_SPECDESC##
Copemish Branch, Copemish (Michigan) 49625, 18075 Cadillac Highway
Legepladser Lars Laj
Navn (Branch)): Copemish Branch
Adresse (Branch): 18075 Cadillac Highway
Zip Code (Branch): 49625
City (Indberettet) (Branch): Copemish
County Navn (Branch): Manistee
Myndighed Navn (Branch): Michigan
Adresse (Branch): 18075 Cadillac Highway
Zip Code (Branch): 49625
City (Indberettet) (Branch): Copemish
County Navn (Branch): Manistee
Myndighed Navn (Branch): Michigan
Institution navn: HONOR STATE BANK
Adresse (Institution): P. O. Box 67
Zip Code (Institution): 49640
Institution hovedkvarter, City: Honor
County Navn (Institution): Benzie
Myndighed Navn (Institution Headquarters): Michigan
Adresse (Institution): P. O. Box 67
Zip Code (Institution): 49640
Institution hovedkvarter, City: Honor
County Navn (Institution): Benzie
Myndighed Navn (Institution Headquarters): Michigan
Aktiver i alt: 186,044,000 USD (One Hundred and Eigthy-Six Million Fourty-Four Thousand $)
Total Domestic Indlån: 151,736,000 USD (One Hundred and Fifty-One Million Seven Hundred and Thirty-Six Thousand $)
Total Domestic Indskud for institutionerne: 0 USD (zero $)
Indlån (Branch) (i tusinde af dollars): 14,576,000 USD (Fourteen Million Five Hundred and Seventy-Six Thousand $)
Industri specialisering Beskrivelse: COMMERCIAL LENDING
Total Domestic Indlån: 151,736,000 USD (One Hundred and Fifty-One Million Seven Hundred and Thirty-Six Thousand $)
Total Domestic Indskud for institutionerne: 0 USD (zero $)
Indlån (Branch) (i tusinde af dollars): 14,576,000 USD (Fourteen Million Five Hundred and Seventy-Six Thousand $)
Industri specialisering Beskrivelse: COMMERCIAL LENDING
Buckley Branch (The Honor State Bank)
117 East Wexford Avenue
49620 Buckley
Michigan (Wexford)
12,110,000 USD (Twelve Million One Hundred and Ten Thousand $)
117 East Wexford Avenue
49620 Buckley
Michigan (Wexford)
12,110,000 USD (Twelve Million One Hundred and Ten Thousand $)
Luther Branch (Lake-Osceola State Bank)
203 State Street
49656 Luther
Michigan (Lake)
5,360,000 USD (Five Million Three Hundred and Sixty Thousand $)
203 State Street
49656 Luther
Michigan (Lake)
5,360,000 USD (Five Million Three Hundred and Sixty Thousand $)
Tustin Branch (Lake-Osceola State Bank)
107 East Church Street
49688 Tustin
Michigan (Osceola)
9,616,000 USD (Nine Million Six Hundred and Sixteen Thousand $)
107 East Church Street
49688 Tustin
Michigan (Osceola)
9,616,000 USD (Nine Million Six Hundred and Sixteen Thousand $)
Irons Branch (Lake-Osceola State Bank)
10464 North Brooks Road
49644 Irons
Michigan (Lake)
6,684,000 USD (Six Million Six Hundred and Eigthy-Four Thousand $)
10464 North Brooks Road
49644 Irons
Michigan (Lake)
6,684,000 USD (Six Million Six Hundred and Eigthy-Four Thousand $)
Reed City Branch (Lake-Osceola State Bank)
217 South Chesnut Street
49677 Reed City
Michigan (Osceola)
22,260,000 USD (Twenty-Two Million Two Hundred and Sixty Thousand $)
217 South Chesnut Street
49677 Reed City
Michigan (Osceola)
22,260,000 USD (Twenty-Two Million Two Hundred and Sixty Thousand $)
Lake Branch (The Farwell State Savings Bank)
8225 West Ludington Drive
48632 Lake
Michigan (Clare)
6,567,000 USD (Six Million Five Hundred and Sixty-Seven Thousand $)
8225 West Ludington Drive
48632 Lake
Michigan (Clare)
6,567,000 USD (Six Million Five Hundred and Sixty-Seven Thousand $)
Sister Lakes Branch (Chemical Bank Shoreline)
67900 M-152 West
49043 Sister Lakes
Michigan (Van Buren)
12,833,000 USD (Twelve Million Eight Hundred and Thirty-Three Thousand $)
67900 M-152 West
49043 Sister Lakes
Michigan (Van Buren)
12,833,000 USD (Twelve Million Eight Hundred and Thirty-Three Thousand $)
South Haven Banking Center (Sturgis Bank & Trust Company)
1121 Lagrange Street
49090 South Haven
Michigan (Van Buren)
21,782,000 USD (Twenty-One Million Seven Hundred and Eigthy-Two Thousand $)
1121 Lagrange Street
49090 South Haven
Michigan (Van Buren)
21,782,000 USD (Twenty-One Million Seven Hundred and Eigthy-Two Thousand $)
Lambertville Branch (Keybank National Association)
8031 Summerfield Road
48144 Lambertville
Michigan (Monroe)
21,581,000 USD (Twenty-One Million Five Hundred and Eigthy-One Thousand $)
8031 Summerfield Road
48144 Lambertville
Michigan (Monroe)
21,581,000 USD (Twenty-One Million Five Hundred and Eigthy-One Thousand $)
Dundee Branch (Keybank National Association)
14101 South Custer Road
48131 Dundee Township
Michigan (Monroe)
12,999,000 USD (Twelve Million Nine Hundred and Ninety-Nine Thousand $)
14101 South Custer Road
48131 Dundee Township
Michigan (Monroe)
12,999,000 USD (Twelve Million Nine Hundred and Ninety-Nine Thousand $)
Lake Ann Branch (The Honor State Bank)
Maple Avenue and Second Stre
49650 Lake Ann Village
Michigan (Benzie)
13,855,000 USD (Thirteen Million Eight Hundred and Fifty-Five Thousand $)
Maple Avenue and Second Stre
49650 Lake Ann Village
Michigan (Benzie)
13,855,000 USD (Thirteen Million Eight Hundred and Fifty-Five Thousand $)
Benzonia Branch (The Honor State Bank)
1720 Benzie Highway
49616 Benzonia Townshi
Michigan (Benzie)
31,390,000 USD (Thirty-One Million Three Hundred and Ninety Thousand $)
1720 Benzie Highway
49616 Benzonia Townshi
Michigan (Benzie)
31,390,000 USD (Thirty-One Million Three Hundred and Ninety Thousand $)
Coloma Express Branch (Fifth Third Bank)
6553 Paw Paw Avenue
49038 Coloma
Michigan (Berrien)
0 USD (zero $)
6553 Paw Paw Avenue
49038 Coloma
Michigan (Berrien)
0 USD (zero $)
D&w Branch (Fifth Third Bank)
5637 South Cleveland Avenue
49127 Stevensville
Michigan (Berrien)
9,245,000 USD (Nine Million Two Hundred and Fourty-Five Thousand $)
5637 South Cleveland Avenue
49127 Stevensville
Michigan (Berrien)
9,245,000 USD (Nine Million Two Hundred and Fourty-Five Thousand $)
Napier Avenue Branch (Fifth Third Bank)
1295 East Napier Avenue
49022 Benton Harbor
Michigan (Berrien)
24,660,000 USD (Twenty-Four Million Six Hundred and Sixty Thousand $)
1295 East Napier Avenue
49022 Benton Harbor
Michigan (Berrien)
24,660,000 USD (Twenty-Four Million Six Hundred and Sixty Thousand $)
St. Joseph South Branch (Fifth Third Bank)
2915 South State Street
49085 St. Joseph
Michigan (Berrien)
57,124,000 USD (Fifty-Seven Million One Hundred and Twenty-Four Thousand $)
2915 South State Street
49085 St. Joseph
Michigan (Berrien)
57,124,000 USD (Fifty-Seven Million One Hundred and Twenty-Four Thousand $)
Gull Road Branch (Comerica Bank)
5560 Gull Road
49002 Kalamazoo
Michigan (Kalamazoo)
23,372,000 USD (Twenty-Three Million Three Hundred and Seventy-Two Thousand $)
5560 Gull Road
49002 Kalamazoo
Michigan (Kalamazoo)
23,372,000 USD (Twenty-Three Million Three Hundred and Seventy-Two Thousand $)
Plainwell Branch (Comerica Bank)
1207 West M-89
49080 Plainwell
Michigan (Allegan)
7,033,000 USD (Seven Million Thirty-Three Thousand $)
1207 West M-89
49080 Plainwell
Michigan (Allegan)
7,033,000 USD (Seven Million Thirty-Three Thousand $)
Portage Branch (Comerica Bank)
7941 South Westnedge Avenue
49002 Portage
Michigan (Kalamazoo)
48,692,000 USD (Fourty-Eight Million Six Hundred and Ninety-Two Thousand $)
7941 South Westnedge Avenue
49002 Portage
Michigan (Kalamazoo)
48,692,000 USD (Fourty-Eight Million Six Hundred and Ninety-Two Thousand $)
Maple Hill Branch (Comerica Bank)
5080 West Main Street
49009 Kalamazoo
Michigan (Kalamazoo)
33,964,000 USD (Thirty-Three Million Nine Hundred and Sixty-Four Thousand $)
5080 West Main Street
49009 Kalamazoo
Michigan (Kalamazoo)
33,964,000 USD (Thirty-Three Million Nine Hundred and Sixty-Four Thousand $)
Bear Lake Branch (The Honor State Bank)
11926 Chippewa Highway
49614 Bear Lake
Michigan (Manistee)
11,846,000 USD (Eleven Million Eight Hundred and Fourty-Six Thousand $)
11926 Chippewa Highway
49614 Bear Lake
Michigan (Manistee)
11,846,000 USD (Eleven Million Eight Hundred and Fourty-Six Thousand $)
Traverse City Branch (The Honor State Bank)
3500 Marketplace Circle, Su
49684 Traverse City
Michigan (Grand Traverse)
23,032,000 USD (Twenty-Three Million Thirty-Two Thousand $)
3500 Marketplace Circle, Su
49684 Traverse City
Michigan (Grand Traverse)
23,032,000 USD (Twenty-Three Million Thirty-Two Thousand $)
Belding Branch (Independent Bank)
130 South Bridge Street
48809 Belding
Michigan (Ionia)
19,079,000 USD (Nineteen Million Seventy-Nine Thousand $)
130 South Bridge Street
48809 Belding
Michigan (Ionia)
19,079,000 USD (Nineteen Million Seventy-Nine Thousand $)
Lyons Branch (Independent Bank)
302 Bridge Street
48851 Lyons
Michigan (Ionia)
8,971,000 USD (Eight Million Nine Hundred and Seventy-One Thousand $)
302 Bridge Street
48851 Lyons
Michigan (Ionia)
8,971,000 USD (Eight Million Nine Hundred and Seventy-One Thousand $)
Saranac Branch (Independent Bank)
29 Church St
48881 Saranac
Michigan (Ionia)
19,127,000 USD (Nineteen Million One Hundred and Twenty-Seven Thousand $)
29 Church St
48881 Saranac
Michigan (Ionia)
19,127,000 USD (Nineteen Million One Hundred and Twenty-Seven Thousand $)
Belding Drive-In Branch (Independent Bank)
310 West Main Street
48809 Belding
Michigan (Ionia)
0 USD (zero $)
310 West Main Street
48809 Belding
Michigan (Ionia)
0 USD (zero $)
South State Road Branch (Independent Bank)
2552 South State Road
48846 Ionia Township
Michigan (Ionia)
2,910,000 USD (Two Million Nine Hundred and Ten Thousand $)
2552 South State Road
48846 Ionia Township
Michigan (Ionia)
2,910,000 USD (Two Million Nine Hundred and Ten Thousand $)
Point Branch (Independent Bank)
450 South Dexter Street
48846 Ionia
Michigan (Ionia)
4,131,000 USD (Four Million One Hundred and Thirty-One Thousand $)
450 South Dexter Street
48846 Ionia
Michigan (Ionia)
4,131,000 USD (Four Million One Hundred and Thirty-One Thousand $)
Mass Branch (The Citizens State Bank of Ontonagon)
Adventure Avenue
49948 Mass
Michigan (Ontonagon)
2,094,000 USD (Two Million Ninety-Four Thousand $)
Adventure Avenue
49948 Mass
Michigan (Ontonagon)
2,094,000 USD (Two Million Ninety-Four Thousand $)
White Pine Branch (The Citizens State Bank of Ontonagon)
Mineral River Plaza
49971 White Pine
Michigan (Ontonagon)
7,331,000 USD (Seven Million Three Hundred and Thirty-One Thousand $)
Mineral River Plaza
49971 White Pine
Michigan (Ontonagon)
7,331,000 USD (Seven Million Three Hundred and Thirty-One Thousand $)
Henderson Branch (Community Bank Minnesota Valley)
409-11 Main Street
56044 Henderson
Minnesota (Sibley)
9,077,000 USD (Nine Million Seventy-Seven Thousand $)
409-11 Main Street
56044 Henderson
Minnesota (Sibley)
9,077,000 USD (Nine Million Seventy-Seven Thousand $)
Detached Facility (Community First National Bank)
214 Atlantic Avenue
56267 Morris
Minnesota (Stevens)
0 USD (zero $)
214 Atlantic Avenue
56267 Morris
Minnesota (Stevens)
0 USD (zero $)
Original information:
# FDIC Certificate Number: 8165
# FRB ID-nummer: 815147.00000000
# OTS Docket Antal: 0.00000000
# Institution navn: HONOR STATE BANK
# Institution navn: The Honor State Bank
# FRB id-nummer (Band Holding Company): 1881680.00000000
# Navn på lovgivningsmæssige høj hold (BHC): HONOR BANCORP, INC.
# Multi-Bank Holding Company flag: 0.00000000
# Ingen Bank Holding Company flag: 0.00000000
# Et Bank Holding Company flag: 1.00000000
# Stat Code (BHC): MI
# City (Bank Holding Company): HONOR
# Unit Bank flag: 0.00000000
# Primær Federal Regulator: FDIC
# Primær Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: STATE
# Charter Agent navn: State Agency
# FRB District Antal: 7.00000000
# Institution klasse: NM
# Klasse Antal: 21
# QBP Region Antal: 3.00000000
# QBP Region Navn: Central
# FDIC Region Antal: 9
# FDIC Region Navn: Chicago
# Federal Reserve District Navn: Chicago
# OCC District Antal: 3
# OCC Region Navn: Central District
# OTS Region Navn: Central
# OTS Region Antal: 3.00000000
# Stat Code: MI
# Myndighed Navn (Institution Headquarters): Michigan
# Stat Antal (Institution): 26
# County Navn (Institution): Benzie
# County Antal (Institution): 19.00000000
# Staten og County Antal (Institution): 26019.00000000
# Institution hovedkvarter, City: Honor
# Institution hovedkvarter, City (USPS): Honor
# Adresse (Institution): P. O. Box 67
# Zip Code (Institution): 49640
# Sted Kode: 0.00000000
# FIPS CMSA Code (Hovedkontor): 0
# MSA Code (Institution): 0
# FIPS Land Navn: United States
# Nye mursten og mørtel flag: 0.00000000
# Føderale flag: 0.00000000
# Stat Charter flag: 1.00000000
# TFR Rapport flag: 0.00000000
# Ring Rapport flag: 1.00000000
# Forsikrede Commercial Bank flag: 1.00000000
# Forsikrede Besparelser Institution flag: 0.00000000
# Forsikrede Institution flag: 1.00000000
# Forsikrede FDIC flag: 1.00000000
# Spærrede konti (TFR): 0.00000000
# International Banking Act enhed flag: 0.00000000
# USA filialer af udenlandske institutioner flag: 0.00000000
# Sasser flag: 0.00000000
# Efterspørgslen Depositum forsikrede Filialer: 0.00000000
# Tid og gemme Deposit forsikrede Filialer: 0.00000000
# Total Domestic Indskud for institutionerne: 0.00000000
# Total Domestic Indlån: 151736.00000000
# Indlån (Branch) (i tusinde af dollars): 14576.00000000
# Aktiver i alt: 186044.00000000
# Aktiver Størrelse Indikator: 4.00000000
# Aktiver 100M til 300M flag: 1.00000000
# Aktiver Over 10B flag: 0.00000000
# Aktiver 1B til 3B flag: 0.00000000
# Aktiver under 25M flag: 0.00000000
# Aktiver 25M til 50M flag: 0.00000000
# Aktiver 300M til 500M flag: 0.00000000
# Aktiver 3B til 10B flag: 0.00000000
# Aktiver 500M til 1B flag: 0.00000000
# Aktiver 50M til 100M flag: 0.00000000
# Branch Bopæl Indikator: 1.00000000
# SOD Region Book Number: 3
# Indenlandsk Institution flag: 1.00000000
# Office Antal: 3
# Office Type: OO
# Hovedkontor Udpegning flag: 0.00000000
# Branch Udpegning flag: 1.00000000
# Unikke identifikationsnummer (Branch): 218090.00000000
# Navn (Branch)): Copemish Branch
# Stat Code (Branch): MI
# Myndighed Navn (Branch): Michigan
# Stat Antal (Branch): 26
# County Navn (Branch): Manistee
# Land Antal (Branch): 101.00000000
# Staten og County Antal (Branch): 26101
# City (Indberettet) (Branch): Copemish
# City (USPS) (Branch): Copemish
# Adresse (Branch): 18075 Cadillac Highway
# Zip Code (Branch): 49625
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Land Navn (Branch): United States
# Branch Service Type: 11
# Consol / Forventet / Ikke-Dep: 0
# FDIC Region Antallet Branch): 9
# FDIC Region Navn (Branch): Chicago
# Call Rapport flag (Branch): 1.00000000
# TFR Rapport flag (Branch): 0.00000000
# Rapport Dato: 0000-00-00 00:00:00
# Rapport Dato (ÅÅMMDD): 2003-06-30
# Rapport Dato (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 26101990100
# Kombineret statistiske områder (Institution): 0
# Core Baseret statistiske områder (Institution): 0
# Metropolitan statistiske områder (Branch): 0
# Kombineret statistiske områder (Branch): 0
# Core Baseret statistiske områder (Branch): 0
# Metropolitan afsnit Flag (Branch): 0
# Metropolitan afsnit Flag (Branch): 0
# Micropolitan afsnit Flag (Branch): 0
# Metropolitan statistiske områder (Institution): 0
# Metropolitan afsnit Flag (Institution): 0
# Metropolitan afsnit Flag (Institution): 0
# Micropolitan afsnit Flag (Institution): 1
# Industri specialisering Group: 4.00000000
# Industri specialisering Beskrivelse: COMMERCIAL LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000
# FDIC Certificate Number: 8165
# FRB ID-nummer: 815147.00000000
# OTS Docket Antal: 0.00000000
# Institution navn: HONOR STATE BANK
# Institution navn: The Honor State Bank
# FRB id-nummer (Band Holding Company): 1881680.00000000
# Navn på lovgivningsmæssige høj hold (BHC): HONOR BANCORP, INC.
# Multi-Bank Holding Company flag: 0.00000000
# Ingen Bank Holding Company flag: 0.00000000
# Et Bank Holding Company flag: 1.00000000
# Stat Code (BHC): MI
# City (Bank Holding Company): HONOR
# Unit Bank flag: 0.00000000
# Primær Federal Regulator: FDIC
# Primær Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: STATE
# Charter Agent navn: State Agency
# FRB District Antal: 7.00000000
# Institution klasse: NM
# Klasse Antal: 21
# QBP Region Antal: 3.00000000
# QBP Region Navn: Central
# FDIC Region Antal: 9
# FDIC Region Navn: Chicago
# Federal Reserve District Navn: Chicago
# OCC District Antal: 3
# OCC Region Navn: Central District
# OTS Region Navn: Central
# OTS Region Antal: 3.00000000
# Stat Code: MI
# Myndighed Navn (Institution Headquarters): Michigan
# Stat Antal (Institution): 26
# County Navn (Institution): Benzie
# County Antal (Institution): 19.00000000
# Staten og County Antal (Institution): 26019.00000000
# Institution hovedkvarter, City: Honor
# Institution hovedkvarter, City (USPS): Honor
# Adresse (Institution): P. O. Box 67
# Zip Code (Institution): 49640
# Sted Kode: 0.00000000
# FIPS CMSA Code (Hovedkontor): 0
# MSA Code (Institution): 0
# FIPS Land Navn: United States
# Nye mursten og mørtel flag: 0.00000000
# Føderale flag: 0.00000000
# Stat Charter flag: 1.00000000
# TFR Rapport flag: 0.00000000
# Ring Rapport flag: 1.00000000
# Forsikrede Commercial Bank flag: 1.00000000
# Forsikrede Besparelser Institution flag: 0.00000000
# Forsikrede Institution flag: 1.00000000
# Forsikrede FDIC flag: 1.00000000
# Spærrede konti (TFR): 0.00000000
# International Banking Act enhed flag: 0.00000000
# USA filialer af udenlandske institutioner flag: 0.00000000
# Sasser flag: 0.00000000
# Efterspørgslen Depositum forsikrede Filialer: 0.00000000
# Tid og gemme Deposit forsikrede Filialer: 0.00000000
# Total Domestic Indskud for institutionerne: 0.00000000
# Total Domestic Indlån: 151736.00000000
# Indlån (Branch) (i tusinde af dollars): 14576.00000000
# Aktiver i alt: 186044.00000000
# Aktiver Størrelse Indikator: 4.00000000
# Aktiver 100M til 300M flag: 1.00000000
# Aktiver Over 10B flag: 0.00000000
# Aktiver 1B til 3B flag: 0.00000000
# Aktiver under 25M flag: 0.00000000
# Aktiver 25M til 50M flag: 0.00000000
# Aktiver 300M til 500M flag: 0.00000000
# Aktiver 3B til 10B flag: 0.00000000
# Aktiver 500M til 1B flag: 0.00000000
# Aktiver 50M til 100M flag: 0.00000000
# Branch Bopæl Indikator: 1.00000000
# SOD Region Book Number: 3
# Indenlandsk Institution flag: 1.00000000
# Office Antal: 3
# Office Type: OO
# Hovedkontor Udpegning flag: 0.00000000
# Branch Udpegning flag: 1.00000000
# Unikke identifikationsnummer (Branch): 218090.00000000
# Navn (Branch)): Copemish Branch
# Stat Code (Branch): MI
# Myndighed Navn (Branch): Michigan
# Stat Antal (Branch): 26
# County Navn (Branch): Manistee
# Land Antal (Branch): 101.00000000
# Staten og County Antal (Branch): 26101
# City (Indberettet) (Branch): Copemish
# City (USPS) (Branch): Copemish
# Adresse (Branch): 18075 Cadillac Highway
# Zip Code (Branch): 49625
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Land Navn (Branch): United States
# Branch Service Type: 11
# Consol / Forventet / Ikke-Dep: 0
# FDIC Region Antallet Branch): 9
# FDIC Region Navn (Branch): Chicago
# Call Rapport flag (Branch): 1.00000000
# TFR Rapport flag (Branch): 0.00000000
# Rapport Dato: 0000-00-00 00:00:00
# Rapport Dato (ÅÅMMDD): 2003-06-30
# Rapport Dato (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 26101990100
# Kombineret statistiske områder (Institution): 0
# Core Baseret statistiske områder (Institution): 0
# Metropolitan statistiske områder (Branch): 0
# Kombineret statistiske områder (Branch): 0
# Core Baseret statistiske områder (Branch): 0
# Metropolitan afsnit Flag (Branch): 0
# Metropolitan afsnit Flag (Branch): 0
# Micropolitan afsnit Flag (Branch): 0
# Metropolitan statistiske områder (Institution): 0
# Metropolitan afsnit Flag (Institution): 0
# Metropolitan afsnit Flag (Institution): 0
# Micropolitan afsnit Flag (Institution): 1
# Industri specialisering Group: 4.00000000
# Industri specialisering Beskrivelse: COMMERCIAL LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000